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If you're going to use a small-cap index like the Russell 2000, you could wish to stop briefly and think about why an excellent index fund business, like Lead, doesn't have any kind of funds that follow it. The factor is because it's a lousy index.
I haven't also dealt with the straw male here yet, and that is the truth that it is fairly uncommon that you really have to pay either taxes or substantial commissions to rebalance anyway. A lot of smart financiers rebalance as much as possible in their tax-protected accounts.
And of training course, nobody needs to be purchasing crammed common funds, ever before. It's truly also poor that IULs don't function.
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